FAQs - Atome



1. What is Atome? 

Atome is a "buy now, pay later" mobile app that splits your bill into three equal payments over three months. The mobile app is free to download and free to use for consumers: Atome charges zero interest and zero service fees.

After downloading our mobile App and setting up your account, scan an Atome QR code to pay if you’re at a shop or choose Atome as a payment option when you’re on a merchant’s website.You pay 1/3 of the total bill on the spot. The second payment will be due 30 days later, and the third, the following month.

2. How much do I have to spend to use Atome?

The minimum spending for a single purchase is PHP100.

3. How to contact Atome?

If you have any questions, please email to support@atome.ph for inquiry. We would suggest you check your spam/junk mail if you did not receive a response from us. If you found it in junk/spam, please mark the email as not spam so replies will not be directed there.

4. How do I register with Atome?

  1. Download Atome App, sign up with your mobile number and complete the OTP verification.
  2. Complete personal information
  3. Binding your payment card
  4. Verify your identity with PHID card (must be clearly photographed) - registration completed.

5. Am I eligible to use the Atome service?